The biggest benefit of pet healthcare is the coverage for expensive medical procedures such as MRI’s and chemotherapy which can cost anywhere from 1,000 to 5,000. These plans also allow you to pick your own Veterinarian. Premiums for these plans can range from 2,000 to 6,000 over the course of the pet’s life. You can choose a higher deductible to help lower the cost of premiums. One major medical procedure will make up for all of the premiums you are paying.
The negatives to any kind of pet health insurance is the question of when is it necessary.Get more information here. http://www.everydayhealth.com/health-insurance/save-big.aspx Since like all health insurance companies pet insurance providers will deny coverage to pets with certain pre-existing ailments. Premiums can be expensive and often unnecessary if your pet is healthy and does not need to have major procedures done. The key to getting insurance is you will need to buy it for your pet before your pet becomes ill. Not all plans are all inclusive or cover the same things. The biggest negative is pet owners assume their plan covers everything they need done for their pet. Assuming your policy covers all procedures is folly you need to read your policy before signing.